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Investor Presentaiton

About Triglav Group / Appendix (2023 Unaudited Results & 2024 Outlook) Attractive & Sustainable Dividend Policy G Dividend Policy: Minimum dividend pay-out is set to 50% of consolidated net profit for previous year. Triglav will strive not to reduce its dividend payment below level of previous year. Gross DPS (in €) and Dividend Payout Ratio (% consolidated net earnings) 82% 69% 70% 67% 63% 64% 56% capital Dividend policy is subordinated to achieving medium-term sustainable target adequacy of Triglav Group. Three objectives are followed in balanced manner: to ensure prudent capital management of Triglav Group and its financial stability, to reinvest net profit in implementation of strategy of growth and development of Triglav Group and to pay out attractive dividends to shareholders. 2024 AGM on 4 June 2024 53% IDPS (in EUR) Dividend pay-out 74% 51% 2.0 1.7 2.5 0% 2.5 2.5 2.5 2.5 1.7 3.7 2.5 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 In 2020: Regulator's call upon insurance companies in Slovenia to suspend payout of dividends. In 2021: Triglav met regulator's requirements for dividend payment related to uncertainties in markets due to pandemic. In 2022: Several aspects and circumstances of recent years also taken into account. Triglav Group: Investor Presentation_March 2024 80
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