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Investor Presentaiton

Macquarie | Presentation to Investors and Analysts I macquarie.com Overview of Macquarie Operating Groups 3Q20 Update Outlook Appendix Commodities and Global Markets Result O MACQUARIE - Commodities income of $A1,049m, up 30% on 1H19 - Risk management products up 38% on 1H19 reflecting strong results across the commodities platform particularly in Global Oil, North American Gas and Power and EMEA Gas and Power from increased client hedging activity as a result of commodity price volatility. Solid contribution from Agriculture, Metals and Mining - Lending and financing reduced 10% driven by a reduction in agricultural loans and reduced activity in gas and power sectors - Inventory management and trading up 37% on 1H19 primarily driven by the timing of income recognition on storage and transport for Oil and Gas contract agreements partially offset by reduced contributions from North American Gas following a strong prior corresponding period driven by demand and supply factors in specific American regions Foreign exchange, interest rates and credit income of $A345m, up 19% on 1H19 driven by increased client activity across the platform in all regions 1H20 2H19 1H19 • Net interest and trading income of $A1,688m, up 24% on 1H19 $Am $Am $Am Commodities 1,049 1,177 806 Risk management products 632 621 457 Lending and financing 115 122 128 Inventory management and trading 302 434 221 Foreign exchange, interest rates and credit 345 273 291 Equities 216 79 163 Specialised and Asset Finance 78 54 97 Net interest and trading income¹ 1,688 1,583 1,357 Fee and commission income 606 611 611 Net operating lease income² 157 153 132 60 83 69 (35) (147) (18) Investment and other income³ Credit and Other impairment charges Net operating income Brokerage, commission and trading-related expenses Other operating expenses Total operating expenses Non-controlling interests Net profit contribution4 Headcount 2,476 2,283 2,151 (320) (257) (316) (1,081) (1,087) (966) (1,338) (1,403) (1,286) (1) (1) 1,138 2,816 879 2,866 864 2,786 Equities up 33% on 1H19 reflecting increased opportunities in China and improved conditions for retail products across Asia Specialised and Asset Finance interest and trading income down 20% on 1H19 driven by lower secondary income from equipment finance lease portfolio within Technology, Media and Telecoms (TMT), increased funding costs from growth in the TMT operating lease portfolio and a decline in the non-core legacy retail portfolio which is partially offset by favourable foreign exchange movement ⚫ Fee and commission income of $A606m, down 1% on 1H19 due to a reduction in brokerage due to reduced Cash Equities turnover offset by increased contribution from Index products and retail products in the technology sector Net operating lease income of $A157m, up 19% on 1H19 driven by higher secondary income from Technology, Media and Telecoms portfolio. The Energy portfolio contributes the majority of operating lease income and was stable over the period • Credit and Other impairment charges of $A35m, up 94% on 1H19 mostly due to the write-downs on specific underperforming financing facilities and impairment charges related to a small number of commodity equity positions Brokerage, commission and trading-related expenses of $A257m, down 20% on 1H19 due to a reduction in the equities sector • Total other operating expenses of $A1,081m, up 12% on 1H19, driven by expenditure on upgrading technology infrastructure and increased compliance costs as well as an increase in average headcount in comparison to prior corresponding period 1. Includes internal net interest expense and transfer pricing on funding provided by Group Treasury that is eliminated on consolidation in the Group's statutory P&L. 2. Generated from Specialised and Asset Finance. 3. Includes net income on equity and debt investments, share of net profits of associates and joint ventures, internal management revenue/(charge) and other income. 4. Management accounting profit before unallocated corporate costs, profit share and income tax. 65
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