Investor Presentaiton
DM-BNL banca commerciale
Volumes
4Q21
%Var/4Q20
%Var/3Q21
2021
%Var/2020
Average outstandings (€bn)
LOANS
78.4
+0.5%
+2.4%
77.1
+1.5%
Individual Customers
40.9
+1.4%
-0.4%
40.8
+3.2%
Incl. Mortgages
26.5
+4.0%
+0.6%
26.2
+3.2%
Incl. Consumer Lending
4.7
-1.0%
-2.1%
4.8
-0.2%
Corporates
37.6
-0.4%
+5.5%
36.2
-0.3%
DEPOSITS AND SAVINGS
62.1
+8.7%
+5.5%
59.3
+12.3%
Individual Deposits
39.3
+9.9%
+2.2%
38.0
+12.1%
Incl. Current Accounts
39.1
+10.1%
+2.2%
37.8
+12.2%
Corporate Deposits
22.8
+6.6%
+11.6%
21.3
+12.8%
31.12.21
€bn
%Var/
31.12.20
%Var/
30.09.21
OFF BALANCE SHEET SAVINGS
Life Insurance
Mutual Funds
25.7
18.0
+7.3%
+14.1%
+3.5%
-2.9%
Loans: +0.5% vs. 4Q20, +3.4% vs. 4Q20 excluding non-performing loans
Deposits: +8.7% vs. 4Q20, growth in sight deposits in all customer segments
Off-balance sheet savings: +10.0% vs. 31.12.20, strong increase in mutual fund
outstandings, driven mainly by favourable market trends and an increase in life insurance
outstandings
BNP PARIBAS
The bank for a changing world
2021 Full Year Results | 68View entire presentation