Investor Presentaiton
1
Forward Looking Statement
This document contains certain forward-looking statements as defined in the US Private
Securities Litigation Reform Act of 1995 with respect to certain of the Group's plans and its
current goals and expectations relating to its future financial condition and performance and
the markets in which it operates. Because such statements are inherently subject to risks and
uncertainties, actual results may differ materially from those expressed or implied by such
forward-looking statements. Such risks and uncertainties include but are not limited to risks
and uncertainties relating to profitability targets, prevailing interest rates, the performance of
the Irish economy and the international capital markets, the Group's ability to expand certain
of its activities, development and implementation of the Group's strategy, including the ability
to achieve estimated cost reductions, competition, the Group's ability to address information
technology issues and the availability of funding sources. Any forward-looking statements
speak only as of the date they were made. The Bank of Ireland Group does not undertake to
release publicly any revision to these forward-looking statements to reflect events,
circumstances or unanticipated events occurring after the date hereof. The reader should
however, consult any additional disclosures that the Group has made or may make in
documents it has filed or submitted or may file or submit to the U.S. Securities and Exchange
Commission.
Bank of Ireland
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