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Investor Presentaiton

PNM Bills Remain Below National and Regional Averages Customer bill impacts of increased investments are mitigated by: Load growth reduces per-customer cost of new investments • Energy Imbalance Market and renewable investments result in lower fuel costs • Retirement/exit from coal plants and securitization results in lower base rates Pacific Gas & Electric Co. (CA) Arizona Public Service Co (AZ) United States Average Southern California Edison Co (CA) PacifiCorp (CA) Nevada Power Co (NV) Southwestern Public Service Co (TX) Western Region San Diego Gas & Electric Co (CA) Black Hills Colorado Electric, LLC (CO) Portland General Electric Co (OR) Idaho Power Co (OR) Tucson Electric Power Co (AZ) PacifiCorp (WA) Southwestern Public Service Co (NM) Puget Sound Energy Inc (WA) PacifiCorp (OR) UNS Electric, Inc (AZ) Idaho Power Co (ID) Montana-Dakota Utilities Co (WY) PacifiCorp (ID) Avista Corp (WA) Cheyenne Light Fuel & Power (WY) Avista Corp (ID) NorthWestern Energy LLC - (MT) (MT) Montana-Dakota Utilities Co (MT) El Paso Electric Co (TX) Public Service Co of NM (NM) El Paso Electric Co (NM) PacifiCorp (UT) PacifiCorp (WY) Public Service Co of Colorado (CO) Sierra Pacific Power Co (NV) Comparison of Average Residential Bills Western Region Average Bills by Utility $84.92 - PNM ]$150.51 $122.21 Current US Avg - $111.85 Current Regional Avg (1) Based on U.S. Energy Information Administration's Residential Rate increases through October 2021 $77.55 $50 $100 $150 PNM Resour sources 19
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