Investor Presentation

Retail Strategy Profile / Strategy / Sustainability / Environment / Financials / Appendix We aim to capture market share across key Retail markets. Retail Banking Market Share Riyad Bank is #3 in KSA Retail Banking Top 3 Banks by Retail Loans and Advances, net 39% Peer 1 Riyad Bank - Earnings Presentation - 06/11/23 29% Peer 2 Strategic Priorites Mobile First Consolidate market share with distinctive mobile-first products Customer Acquisition Prioritize customer acquisition and CASA growth to secure low-cost funds 9% Riyad Bank Customer Experience Optimize and modernize branch footprint to offer distinctive user experience General Business 12

View entire presentation