ANZ Capital Summary and Key Financials slide image

ANZ Capital Summary and Key Financials

SUMMARY TERMS Feature Type of instrument Ranking No guarantee Repayment Maturity Date Optional Redemption Dates Description Unsecured subordinated notes providing Tier 2 regulatory capital In a liquidation of ANZ the claims of Holders will rank: • behind the claims of all depositors and holders of other senior debt obligations ⚫ equally with the claims of other Holders and any other securities that rank equally with the Subordinated Notes (e.g. other Tier 2 capital); and • ahead of the rights of ANZ's shareholders and holders of any other securities that rank behind the Subordinated Notes (e.g. Additional Tier 1 capital) The Subordinated Notes are not guaranteed by ANZBGL, any of ANZ's subsidiaries or any other person . The Subordinated Notes must be repaid by ANZ on the Maturity Date • ANZ may repay all or some of the Subordinated Notes earlier on an Optional Redemption Date or if a Tax Event or Regulatory Event occurs • Early repayment is subject to certain conditions, including satisfaction of the Solvency Condition and the prior written approval of the Reserve Bank of New Zealand, which is at its absolute discretion • Holders have no right to request that the Subordinated Notes be repaid early 17 September 2031 First optional redemption date is on 17 September 2026 and then on each subsequent interest payment date For more information, please refer to the Limited Disclosure Document Page 16 of 22
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