Investor Presentaiton

Business Lines (FY23 YTD Reported Results) Business Line Products NIAEH ($MM) % All-Bank 1,2 % Target Productivity • • • CANADIAN BANKING INTERNATIONAL BANKING GLOBAL WEALTH MANAGEMENT GLOBAL BANKING AND MARKETS Mortgages Auto Loans • Mortgages . Auto Loans Business Loans • Corporate and Personal Loans Credit Cards Personal Deposits Non-Personal Deposits Commercial Banking • Personal Loans Credit Cards Capital Markets Asset Management . Corporate Lending . Private Banking • Advisory Private Investment • Equities Counsel • Brokerage . Trust Fixed Income Foreign Exchange Payments & Transaction Banking Advisory and Products Personal Deposits • Non-Personal Deposits $3,209 $1,924 $1,104 $1,354 42% 25% 15% 18% 35-40% 25-30% ~15% 15-20% 45.8% 53.1% 62.2% 54.4% Ratio³ ROE4 22.8% 13.4% 15.1% 12.2% Total Deposits5 ($Bn) $336.2 $124.5 $34.0 $181.9 Total Assets5 ($Bn) $450.3 $236.1 $34.1 $487.0 Employees 19,275 41,289 7,879 2,328 1 Excludes Other segment (FY23 YTD: -$1,535MM in net income attributable to equity holders for the 9 months ended July 31, 2023); 2 May not add due to rounding; 3 Refer to page 53 of the Management's Discussion & Analysis in the Bank's Third Quarter 2023 Report to Shareholders, available on http://www.sedarplus.ca, for an explanation of the composition of the measure. Such explanation is incorporated by reference hereto; 4 Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's Third Quarter 2023 Report to Shareholders, available on http://www.sedarplus.ca; 5 Average balance for the 9 months ended July 31, 2023; 6 Employees are reported on a full-time equivalent basis 6

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