IndusInd Bank Financial Overview

Loan Portfolio - Movement in NPA and Restructured Advances Opening Balance Additions Deductions Gross NPA Net NPA % of Gross NPA % of Net NPA Provision Coverage Ratio (PCR) Restructured Advances Restructured + Gross NPA to Advances *After sale to ARC Rs.137 crs (Rs.200 crs) (Rs Crs) Q4FY20 Q3FY20 Corporate Consumer Total Corporate Consumer Total 3,050 1,528 4,578 2,932 1,438 4,370 1,249(1) 808 2,058 1,237 708 1,945 884(2) 606 1,490 1,119 618 1,737 3,416 1,731 5,147* 3,050 1,528 4,578* 1,887 2,173 2.45% 2.18% 0.91% 1.05% 63% 53% 0.04% 0.06% 2.49% 2.24% : Note 1 Slippages from 3 Stressed Groups, a power/paper group, a tea group, a medical equipments group and a broking company amount to Rs. 1,184 crs Note 2: Deductions include Upgrades of Rs. 36 crs, Recovery of Rs. 5 crs and Write-offs of Rs. 843crs (including Rs. 470 crs for the large infrastructure NBFC group, which was classified as NPA in Q4FY19) 27 IndusInd Bank

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