Investor Presentaiton

* Key highlights of NBB's sustainability journey Sustainability Pillar: Serving Our Customers Retail Digital Banking 61% Of all new accounts were opened digitally in 2023 10%* Digitally Registered Retail Customers t 15.3%* Digitally registered corporate clients Compared to December 2022 Licensed by CBB as a conventional Retail Bank. ** Business Online Banking Compared to nine months ending September 2022 65%** "New to Bank" customers onboarded digitally ** 3%* Digital banking transactions ◊◊◊◊¯¯¯¯| NBB 14 الوطني

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