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Investor Presentaiton

Contents To be your Bank of choice Part III Financial Data Page Part IV Our Mother Market "Kyushu " Page 27. Financial results for FY2013 48. Feature of Kyushu Economy 28. Projections for FY2014 49. Financial Map of Kyushu 29. Transition of Core Business Profit 50. Business Conditions 30. Loans Growth 51. Capital Investment & Housing Investment 31. Loans (By Bank) 52. Land Price Trends 32. Loan Portfolio (Classified by Industry) 33. Deposits & CDs Growth 53. Corporate Bankruptcies 34. Deposits & CDs (By Bank) 54. Loans 35. Interest Rates (Domestic Loan) 55. Deposits 36. Interest Rates (By Bank) 56. Forward-Looking Statements 37. Rate 38. 39. Breakdown of Loans and Deposits & CDs By Interest Securities Non-Interest Income 40. Asset Management Products 41. Overhead Expenses 42. 43. 44. 45. 46. Status of Reserves & Coverage: Bank of Fukuoka Status of Reserves & Coverage: Kumamoto Bank Status of Reserves & Coverage: Shinwa Bank Capital Adequacy Ratio Consolidated Balance Sheets FFG Fukuoka Financial Group 2
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