Investor Presentaiton

Retail Banking | Retail Banking Total Income (YoY Movement) and Loans by Line of Business PAT Trend (RM' mil) Total Income RM 465 mil 4% QoQ Growth: YoY Growth: (46%) (61%) (8%) Retail SME 8% >100% (47%) Others 8% Mortgage 11% 3% Wealth 5% Personal Financing Retail SME 7% Cards 7% 4% Auto Financing 10% (15%) Auto Total Loans Mortgage Financing 19% (16%) RM73.3bil 63% Cards 13% 55% Deposits 43% AmBank Group Personal Financing 2% 125 72 FY23: 409 122 91 49 (41%) Q1FY23 Q2FY23 Q3FY23 Q4FY23 Q1FY24 22 32

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