Investor Presentaiton

Business Model Mitigates Risks 25 25 Business Model Warm market lead generation - representatives know their clients Basic and easy-to-understand products available for newer representatives More sophisticated products such as Lifetime Investment Platform, annuities and mortgage Part-time nature removes pressure to over-sell Sales force has an exclusive relationship with Primerica Extensive Controls Supervision system structure based on SEC, FINRA, State DOI and Mortgage regulatory requirements Field Supervision All FINRA Branch Managers are directly supervised by a staff of Home Office Regional Securities Principals. Branch office examinations are conducted by Field Auditors in accordance with FINRA and mortgage rules. Approximately 130 compliance-related employees perform various surveillance and monitoring activities. Approximately 4,775 principal licensed or Canadian equivalent securities licensed branch managers Generate surveillance reports, conduct client and representatives surveys and audit all RVP offices Strong Sales Force Compliance Record PRIMERICA

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