IDFC FIRST Bank Merger and Performance Update
8. In summary
Established brand with growing presence across India
Led by an experienced professional management team backed by an eminent Board
IDFC FIRST
Bank
Building a
profitable, scalable
and world class
retail bank on the
platform of new
emerging
technologies with
high levels of
corporate
governance
Retail lending model with experience of growth and profitability
Strong liability franchise; proven ability to raise retail liabilities
NIM expansion driven by increasing contribution from high yielding retail assets and reducing exposure to low yielding
wholesale assets along with replacing high cost legacy liabilities with low cost retail deposits
Stable asset quality in retail financing through advanced origination, credit underwriting, monitoring, and collection capability
Strong foundations established; well positioned for growth
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IDFC FIRST
BankView entire presentation