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Investor Presentaiton

Key Credit Highlights 1 Strong economic growth continued in 2022, driven by foreign direct investment, industrial production and higher commodity exports; leading indicators show a 2 slowdown going into 2023. Steady annual improvement of public finances: fiscal targets met in 2022, for third year in a row. 7 3 Tighter monetary policy focused on reducing inflation and anchoring inflation expectations within target band. 4 5 Stable current account dynamics amid real exchange rate appreciation, and large external buffers; banking sector with strong capitalization, although still-high financial dollarization. Government forges ahead with structural and market-friendly reforms, including social security, public enterprises, education and international trade integration. Uruguay among the top global performers on ESG fundamentals, and is a bastion of institutional, social and political stability with lowest country risk in LATAM. Debt management strategies aimed at de-risking debt portfolio, while keeping borrowing costs contained; sustainable financing strategies aligned with environmental commitments under Paris Agreement. 2
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