IndusInd Bank Strategic Overview

Focusing on building sustainable, profitable digital unassisted (Customer Do It Yourself led) business models Digitally Acquired Savings Accounts IndusEasycredit - Digitally Acquired Personal Loans Indus Ceasy CREDIT Indus Easycredit - Digitally Acquired Credit Cards Indus Ceasy CREDIT Indexed DIY Volume - Savings Account 2X 100 214 Indexed DIY Volume - Personal Loans Indexed DIY Volume - Credit Cards 424 305 3X 4X 100 100 Q1 FY'22 Q1 FY'23 Q2 FY'22 Q1 FY'23 Q2 FY'22 Q1 FY'23 Includes only direct digital unassisted or customer do it yourself (DIY) journey led business 35 *operating income = yield - cost of funds - cost of acquisition - cost of processing ; ** BAU = Business As Usual (offline / channel partner led business) IndusInd Bank

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