Investor Presentaiton

60 World Bank Forecasts Slower Global Growth in 2024 Brent Oil (USD/barrel) Key Highlights: 100 80 милит Jun-23 Jan-23 Feb-23 Mar-23 Apr-23 Global Real GDP Growth Global Advanced MENA May-23 2.6% 2.4% 1.9% 1.2% 2023 Sources: World Bank, Forbes, Refinitiv Jul-23 Aug-23 بنك دبي الإسلامي Dubai Islamic Bank #Ready For TheNew Global growth, inflation and finally Fed rates were key global themes during 2023 and will likely shape the year ahead. Inflation is clearly trending lower, however central banks will likely be slow to make major rate cuts. China's slower growth and the geopolitical risk remain an overhang in 2024. Despite the World Bank expecting slower GDP global growth in 2024e due to sluggish global trade and tight monetary policies, MENA is set to deliver higher growth on the back of ending oil production cuts in 1Q 2024. Sep-23 Oct-23 Nov-23 Dec-23 Jan-24 Fed Rate Hikes (bps) 3.5% 50 0 75 75 75 75 5 Credit facilities continue to grow in the GCC region despite higher rates supported by strong economic indicators and robust revenue growth of banks. GCC Banking Sector Total Assets (USD bn) 50 50 ■Conventional ■Islamic 3,117 2,766 2,847 2,880 2,939 3,007 3,054 768 771 841 851 869 887 748 15% YoY 5% YoY 1.5% 25 25 25 25 25 2,028 2,088 2,118 2,108 2,156 2,196 2,230 2024e Mar May Jun Jul 2022 2022 2022 2022 Sep Nov Dec Feb Mar May July Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 2022 2022 2022 2023 2023 2023 2023 4

View entire presentation