Group Strategy and Business Model

Well diversified business model across corporate and consumer banking Arab Bank Customers البنك العربي ARAB BANK 匡 Corporate and Institutional Banking Corporate lending and project finance Cash management Trade finance Liquidity management • 77% of Loans • 39% of Deposits • 50% of Revenue Consumer Banking Consumer segment programs Account services Financial solutions Wealth management • 23% of Loans • 61% of Deposits • 37% of Revenue $ Treasury Foreign exchange, interest rate products Securities and options Derivatives Structured products All data as at 31 Dec 2020 • 13% of Revenue 8

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