Q4 2019 Financial Performance

Wholesale Funding Wholesale funding diversity by instrument and maturity1,6,7 27% Senior Notes 4% Bail-inable Notes 3% MATURITY TABLE (EX-SUB DEBT) (CANADIAN DOLLAR EQUIVALENT, $B) $27 Asset-Backed Commercial Paper³ 2% 38% Bearer Deposit Notes, Commercial Paper & Short-Term Certificate of Deposits Asset-Backed Securities $22 $9 10% $4 $19 Covered Bonds $2 $3 4 $4 $15 $249B S 2%- $17 $2 -10% $9 Mortgage Securitization4 $16 $2 $15 $15 $15 $10 $7 4% Subordinated Debt5 Deposits from Banks² < 1 Year 2 Years 3 Years 4 Years 5 Years 5 Years > Senior Debt ABS Covered Bonds 1 Excludes repo transactions and bankers acceptances, which are disclosed in the contractual maturities table in the MD&A of the Interim Consolidated Financial Statements. Amounts are based on remaining term to maturity. 2 Only includes commercial bank deposits raised by Group Treasury. 3 Excludes asset-backed commercial paper (ABCP) issued by certain ABCP conduits that are not consolidated for financial reporting purposes. 4 Represents residential mortgages funded through Canadian Federal Government agency sponsored programs. Funding accessed through such programs does not impact the funding capacity of the Bank in its own name. 5 Although subordinated debentures are a component of regulatory capital, they are included in this table in accordance with EDTF recommended disclosures. 6 As per Wholesale Funding Sources Table in MD&A, as of Q4/19. 7 May not add to 100% due to rounding. 60 60

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