Investor Presentaiton

Additional Tier 1 instruments Credit rating peer comparison Moody's Fitch/S&P JPMorgan Chase Bank of America HSBC BNP Paribas Morgan Stanley Citigroup Goldman Sachs UBS Société Générale Barclays Deutsche Bank UniCredit Credit Suisse Group AG Baa1 Baa2 Baa3 Ba1 Ba2 Ba3 B1 B2 BBB+ BBB BBB- BB+ BB BB- B+ B F M S Rating legend LL F M S F M LL F S FM S Σ FM SS FM S LL F SS FM S FM M LL F Σ S S ட ட F F M Moody's SS&P F Fitch S Source: Rating Agency websites. Up to date as of the date of this presentation. Ratings shown are current ratings of "preferred stocks" for US peers and "additional tier 1 instruments" for EU and Swiss peers and are subject to change without notice. Latest rating action I was on March 10, 2023 Ratings apply to instruments issued by the following legal entities: JPMorgan Chase & Co., Bank of America Corp., HSBC Holdings plc, BNP Paribas SA, Morgan Stanley, Citigroup Inc., Goldman Sachs Group Inc., UBS Group AG, Société Générale SA, Barclays plc, Deutsche Bank AG, Unicredit and Credit Suisse Group AG 19 CREDIT SUISSE

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