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Investor Presentaiton

M25 Targeted Outcomes Aspirational Long-Term Outcomes FY2021 Annual Guidance -9% Return on equity FY2021 Achievements FY2022 Annual Guidance 9.8% Return on equity Preferred M25 HUMANISING FINANCIAL SERVICES Top Rated Customer Experien lyd New Bri Stat Bit the for Leader Hurr TIGER CORE VALUES. M25 Financial Targets: 9.5% - 10% Return on equity 13-15% Return on equity 45-46% Cost to income ratio 45.3% Cost to income ratio 45%-46% Cost to income ratio ≤45% Cost to income ratio 69.7 sen Earnings per share > 100 sen Earnings per share 40-60% Dividend payout ratio 84.5% Dividend payout ratio. FY2021 dividend of 58 sen 40-60% Dividend payout ratio 40-60% Dividend payout ratio Met FY2021 Annual Guidance 24

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