Investor Presentaiton

3 Contractual Service Margin expected to grow sustainably over time Opening CSM Stock New Business Actual Experience & Changes in Technical Impact of changes in CSM Release into P&L Fair Value of Assets Other (incl. FX) Closing CSM Stock Assumptions ✓ Creation of a stock of Contractual Service Margin of ca. €34bn on transition across L&S and Health ✓ CSM stock expected to grow sustainably over time ✓ The CSM will absorb most changes in technical & financial assumptions¹ 18 IFRS17 Presentation | November 3, 2022 All notes are on pages 38-41 Back to Agenda AYA

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