BHFL Strengths and Mortgage Products Overview

4,753 Cr Asset Under Management Loan Against Property 71% Existing Customer mix B BAJAJ FINSERV 44% LTV at Origination Operative in top 14 cities with ATS of 52 lakhs. Focused on mass affluent and above salaried and self-employed customers Continued focused on direct to custom er strategy with intermediary business contributing to about 66% of new acquisition ATS ranges from 30 lakh to 100 lakh with a cap of 300 lakh. AUM mix is 28% from Salaried, 13% from SEP and 59% from SEN P Business focused on Fresh LAP with faster turn-around-time of 72-120 hours Self occupied residential property (SORP) constitutes 71% of the total book. Max LTV exposure restricted at 75% 18

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