Investor Presentaiton
37
Investec plc: salient financial features
Key financial statistics
Total operating income before expected credit loss impairment charges (£'000)
Operating costs (£'000)
Adjusted operating profit (£'000)
Earnings attributable to ordinary shareholder (£'000)
Costto income ratio (%)
Total capital resources (including subordinated liabilities) (£'000)
Total equity (£'000)
31 March 2022
31 March 2021
% Change
1 087 969
946 400
15.0%
775 866
766 367
1.2%
286 944
109 698
>100%
235 854
69 772
>100%
71.3%
80.9%
3 438 905
3 277 938
4.9%
2 680 166
2 506 457
Total assets (£'000)
27 946 313
24 801 508
6.9%
12.7%
Net core loans (£'000)
14 423 199
12 330 652
17.0%
Customer accounts (deposits) (£'000)
18 293 891
16 077 671
13.8%
Loans and advances to customers as a % of customer deposits
78.9%
76.7%
Cash and near cash balances (£'mn)
8871
6 857
29.4%
Funds under management (£'mn)
Total gearing ratio (i.e. total assets to equity)
44 419
41 708
6.5%
10.4x
9.9x
Total capital ratio
Tier 1 ratio
CET 1 ratio
Leverage ratio
Leverage ratio - 'fully loaded'
16.5%
14.9%
12.8%
12.7%
11.4%
11.0%
9.0%
7.8%
8.7%
7.4%
Stage 3 exposure as a % of gross core loans subject to ECL
2.1%
2.8%
Stage 3 exposure net of ECL as a % of net core loans subject to ECL
1.6%
2.0%
Creditloss ratio
0.17%
0.56%View entire presentation