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Investor Presentaiton

Increasingly Diversified Loan Book As at 31st Mar 2020 Mar-20 Dec-19 Mar-19 Q-Q Y-Y Total AUM (Rs. Cr) 11,299 9,981 6,520 13% 73% Group Loans 5,139 4,703 3,834 9% 34% Agricultural and allied Loans 1,959 1,602 631 22% 210% Individual & Micro Business Loans 1,345 1,390 1,054 -3% 28% Total Unsecured 8,444 7,695 5,519 10% 53% Secured Loans to Businesses 1,525 1,208 772 26% 98% Affordable Housing Loans 740 561 80 32% 825% Gold Loans 165 149 65 11% 154% Loans against FD 295 243 81 21% 264% Term Loans to NBFC 130 124 0 5% ΝΑ Total Secured 2,855 2,286 1,001 25% 185% Share of Secured% 25% 23% 15% J Jana Small Finance Bank 16
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