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Investor Presentaiton

Non-GAAP Reconciliations Calculation of Total Common Stockholders' Equity, Total Tangible Common Stockholders' Equity and Tangible Book Value per Share Unaudited (Dollars in Thousands, Except per Share) As of September 30, 2013 2014 2015 2016 2017 2018 Total stockholders' equity before noncontrolling interest $ Less preferred stock 612.338 $ 875,578 $ 1,314,517 $ 2,756,346 $ 3,334,740 $ 3,653,596 Total common stockholders' equity 612,338 875,578 1,314,517 2,756,346 3,334,740 3,653,596 Less intangible assets: Goodwill (5,243) (78,669) (128,132) (657,806) (660,789) (660,789) Core deposit and other intangibles, net of accumulated amortization (14,796) Total intangibles (20,039) (28,439) (107,108) (28,624) (156,756) (64,347) (722, 153) (51,396) (712,185) (38,817) (699,606) Total tangible common stockholders' equity $ 592,299 $ 768,470 $ 1,157,761 Common shares outstanding (thousands) 73,404 79,705 Book value per common share $ Tangible book value per common share $ 8.34 $ 8.07 $ 10.99 $ 9.64 $ 88,265 14.89 $ 13.12 $ $ 2,034,193 121,134 22.75 $ 16.79 $ $ 2,622,555 $ 2,953,990 128,174 128,609 26.02 $ 28.41 20.46 $ 22.97 2019 2020 As of September 30, 2021 2022 2023 As of June 30, 2023 Total stockholders' equity before noncontrolling interest $ 4,078,324 Less preferred stock $ 4,186,285 $ 4,553,240 $ 4,539,424 $ 4,903,504 $ 4,809,891 Total common stockholders' equity 4,078,324 4,186,285 4,553,240 (338,980) 4,200,444 (338,980) 4,564,524 (338,980) 4,470,911 Less intangible assets: Goodwill (660,789) (660,789) (660,789) (660,789) (660,789) (660,789) Core deposit and other intangibles, net of accumulated amortization Total intangibles (26,608) (687,397) (16,462) (677,251) (9,791) (670,580) (3.943) (664,732) (660,789) (377) (661,166) Total tangible common stockholders' equity $ 3,390,927 $ 3,509,034 $ 3,882,660 $ 3,535,712 $ 3,903,735 $ 3,809,745 Common shares outstanding (thousands) 128.946 129,342 Book value per common share $ 31.63 $ Tangible book value per common share $ 26.30 $ 32.37 $ 27.13 $ 30.14 128,818 35.35 $ $ 117,762 35.67 $ 30.02 $ 113.136 40.35 $ 34.50 $ 113,145 39.51 33.67 Note: All share and per share data adjusted to reflect impact of 2-for-1 stock split on June 23, 2014. Represents ending balances, as determined in accordance with accounting principles generally accepted in the U.S., ending shares outstanding and tangible book value per share as of the date indicated. Unaudited, financial data in thousands, except per share amounts. 39 Bank OZK
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