Investor Presentaiton
O
pnb
Amalgamation Benefits for Investors
Scalability: Built for future growth
1. Increase in Market Share.
2. Increase in Customer Base.
Operational Efficiency
1. Increase in operational efficiency by
reducing cost of lending.
2. LEAN and efficient operations
Improved Financials
1. Improvement in financials on
Supplementary segments i.e. Netting
off of CD Ratio of eUNI & eOBC to
the levels of PNB, thus reducing Cost
of Funds for eOBC & Increasing
Return on Assets for eUNI segment.
Span of Control
1. Stronger Balance Sheet & controls.
2. Better risk rating curves given large
scale, more experience and better
models.
1.
Enhanced Brand Name
Increase in Brand Value.
2. Enhanced global competitiveness.
Reduced Costs
Harmonization and Rationalization of:
1. Branches
2. ATMs
3. Vendors
4.
Softwares
5. Fixed Assets
6. Systems
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Amalgamation
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