Investor Presentaiton

ANZ 2023 Half Year Results CUSTOMER DEPOSITS - RETAIL & COMMERCIAL LONG TERM TREND Australia Retail, $b Australia Commercial, $b New Zealand, NZDb 156 116 150 147 111 112 113 104 104 105 141 107 97 97 99 134 135 16% 101 92 28% 19% 19% 24% 88 89 123 121 28% 29% 90 23% 117 27% 86 87 25% 27% 26% 23% 22% 23% 29% 10% 11% 18% 32% 12% 35% 33% 33% 37% 40% 36% 42% 47% 50% 51% 18% 15% 21% 24% 26% 58% 56% 54% 50% 53% 52% 45% 43% 44% 40% 52% 42% 43% 51% 49% 43% 41% 39% 21% 21% 21% 21% 21% 20% 19% 20% 19% 12% 13% 13% 15% 15% 17% 17% 17% 14% Mar Sep Mar Sep Mar Sep Mar Sep Mar 19 19 20 20 21 21 22 22 23 46% 46% 43% 42% 39% 38% 24% 25% 26% 27% 26% 34% 30% 30% 22% 16% 17% 19% Mar Sep Mar Sep Mar Sep Mar Sep Mar 19 19 20 20 21 21 22 22 23 Mar Sep Mar Sep Mar Sep Mar Sep Mar 19 19 20 20 21 21 22 22 23 Transact Savings Basis: Cash Profit continuing operations Term Deposits Offset Transact Savings Term Deposits Transact Savings Term Deposits 62 2

View entire presentation