Investor Presentaiton

CASA to loans ratio still higher than pre-pandemic levels Parent Corporate and Commercial CASA to Loans ratio Parent CASA to Loans ratio, selected industries 109% 107% 110% 93% Commercial/SME 104% 88% CASA +14% YoY 99% 86% 84% 78% 76% 57% 71% 67% 69% 70% 47% 49% 49% 51% 52% Total Corporate & Commercial 61% CASA +12% YoY 56% 36% 1Q20 4Q20 1Q21 2Q21 3Q21 4Q21 Note: Industry is based on Metrobank's internal classification 1Q20 4Q20 1Q21 2Q21 3Q21 4Q21 PRIVATE AND PROPRIETARY Wholesale and Retail Trade CASA +6% YoY Manufacturing CASA +16% YoY © Metropolitan Bank & Trust Company | Investor Relations | February 2022 | MBT Company Presentation 15 This material was produced by Metrobank for information purposes only and is intended to be used in presentations by the Bank at investor meetings and does not constitute a recommendation regarding the securities of the Bank or any of its affiliates. It must not be released to other parties in whatever form without prior consent of the authors. Metrobank You're in good hands

View entire presentation