Investor Presentation Q2-FY22

Corporate Portfolio - Focus on Granular, Higher Rated Customers Corporate Loan Book (*Crore) 99,079 91,018 92,407 88,482 85,427 Improving Risk Profile * BB+ & Below BBB-, BBB, BBB+ A-, A, A+ AA-, AA, AA+ AAA 16% 19% 25% 28% 18% 15% 15% 19% 29% 29% 27% 25% 29% 31% 26% 23% 7% 6% 6% Sep-20 Dec-20 Mar-21 Jun-21 Sep-21 5% Stressed telco at 2% Mar-19 Mar-20 Mar-21 Sep-21 Sector-wise Loan Mix (% of Total Loans) Diversified Fee Mix Q2FY22 Sector Q2 FY22 NBFCs (other than HFCS) 4.17% Gems and Jewellery 4.05% Real Estate Commercial & Residential 2.96% Investment Banking Lease Rental 2.73% 15% Steel 2.33% Roads/Other Infra Projects 2.19% Trade & Remittances 39% Power Generation - Renewable 1.53% Loan Educational Institution 1.35% Textiles 1.32% Processing 19% Power Generation - Non Renewable 1.21% Services 1.10% Food Beverages and Food processing 1.03% Housing Finance Companies 1.02% Others 17.84% Corporate Banking 44.83% Foreign Exchange 27% Consumer Banking Total 55.17% 100.00% * Includes fund and non-fund based exposure to corporate clients 11 IndusInd Bank

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