COVID-19 Impact and Financial Review
Loan Portfolio Analysis
Breakdown of Loans & Advances to Customers: 2019FY Vs. H1 2020
N'million
Communication
Oil and Gas
2019FY
32,416
H1 2020
VAR
% VAR
31,521
-895
- 2.8%
244,799
309,576
64,778
26.5%
Upstream
- Downstream
Services
Power
132,860
145,864
13,003
9.8%
52,203
88,587
36,383
69.7%
59,735
75,126
15,391
25.8%
118,413
127,925
9,512
8.0%
Manufacturing
215,707
209,632
-6,075
- 2.8%
General Commerce
98,976
115,244
16,268
16.4%
Transport
135,991
144,476
8,484
6.2%
Consumer (Individuals)
53,786
51,197
-2,589
- 4.8%
Government
150,086
137,442
-12,644
- 8.4%
Construction
35,594
37,000
1,406
4.0%
Agriculture
32,931
37,896
4,965
15.1%
Real Estate
26,495
26,508
13
0.1%
Education
5,159
5,644
485
9.4%
Finance and Insurance
4,508
1,743
-2,764
- 61.3%
Others
23,529
31,483
7,955
Total
1,178,389
1,267,289
88,900
33.8%
7.5%
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