Global Wealth Management Update
Automotive Finance
• Canada's leader in automotive finance
• Provide personal and commercial dealer financing solutions, in partnership with ten leading global
automotive manufacturers in Canada
⚫ Portfolio increased 8% year-over-year¹. Personal up 4%, Commercial up 55%
Exclusive Relationships
Commercial
13%
Near-Prime
Retail
6%
AVERAGE
ASSET MIX
$46.9Bn1,2,3
81% Prime
100% Secured
Retail
MAZDA
VOLVO POLESTAR RIVIAN JAGUAR/LAND ROVER
MITSUBISHI
Semi-Exclusive Relationships*
HYUNDAI
TESLA
CHRYSLER/STELLANTIS
* 1 to 2 other financial institutions comprise Semi-Exclusive relationships
Market Share
Prime Retail Market Share4 Near-Prime Retail Market Share 5 Commercial Floorplan Market Share6
36%
64%
78%
22%
78%
22%
GENERAL MOTORS
Asset Growth ($Bn)
$44.4Bn
$37.1Bn
2016 2017 2018 2019 2020 2021 2022
1 For the three months ended January 31, 2023; 2 May not add due to rounding; 3 Net of allowance for credit losses; 4 CBA data as of July 2022, includes RBC, BMO, TD, Scotiabank, CIBC, National Bank,
Laurentian Bank, Canadian Western Bank, HSBC Canada; 5 Dealer Track Portal data, includes all Near-Prime Retail providers on Dealer Track Portal, data for January 2023 originations; 6 Includes BMO, CIBC, RBC,
Scotiabank, TD, HSBC, Canadian Western Bank, Laurentian Bank, data as of June 2022
25View entire presentation