Investor Presentaiton
Expected Growth
for Next 2 Decades
Card Penetration - Steadily rising
FY40e
For Card Issuers, providing lounge access to their Consumers at Airport is
increasingly becoming a key aspect of their customer acquisition and loyalty program
# No. of Credit Card (mn)
# No. of Debit Card (mn)
Airport Lounge Access
through Credit/Debit Card (mn)
FY30e
339
FY23
85
~33x
2278
FY40e
Monthly Credit Cards Outstanding (in Mn)
FY30e
1586
FY23
945
85.3
83.4
82.5
80.3
80.6 81.2
78.7
79.4
76.9
75.2
t
78.0 77.7
Apr
May
June July
Aug Sep
Oct Nov Dec Jan
Feb Mar
Source: Frost & Sullivan Report; RBI Data
~4x
FY40e
3488
FY30e
130
FY21e
57
~10x
516
DreamFolks
Both Debit & Credit Card Base is expected to ascend at Global Average
•
Rising Disposable Income
•
•
Digital Penetration
Favorable Demographic
Low, but steadily increasing Credit Card Penetration
Increase in standard of Living
18View entire presentation