Third Quarter 2021 Investor Presentation

Other (64) ADJUSTED NET INCOME 8 47 1, 2, 3 ($MM) 130 (7) • YEAR-OVER-YEAR HIGHLIGHTS Increase was driven by: Higher contribution from asset/liability management activities and lower COVID-19 related costs, partially offset by lower investment gains QUARTER-OVER-QUARTER HIGHLIGHTS Q3/20 Q4/20 Q1/21 Q2/21 Q3/21 • Decrease was driven by lower non-interest revenue о Lower investment gains о Lower income from associated corporations 1 Represents smaller operating segments including Group Treasury and corporate adjustments 2 Attributable to equity holders of the Bank 3 Refer to Non-GAAP Measures on slide 38 for adjusted results 11

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