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Loans and Deposits by Geography Gross Loans by Geography Deposits by Geography € mn 30.06.14 30.09.14 31.12.14 31.03.15 30.06.15 € mn 30.06.14 30.09.14 31.12.14 31.03.15 30.06.15 Cyprus 22.020 21.716 21.200 21.320 21.191 Cyprus non-IBU** 8.094 7.785 7.847 8.080 8.421 Cyprus IBU** 3.594 3.458 3.467 3.560 3.210 UK 1.172 1.112 914 1.026 1.132 Cyprus - Total 11.688 11.243 11.314 11.640 11.631 Russia 1.304 1.208 966 1.072 1.033 UK 1.252 1.289 1.305 1.357 1.391 Other 804 706 692 667 570 Russia 845 794 545 609 602 countries* Group 25.300 24.742 23.772 24.085 23.926 Other countries*** 18 5 5 5 Group 13.803 13.330 13.169 13.611 13.629 Gross Loans by Geography Deposits by Geography 4,7% 4,3% 2,4% 4,4% 0,0% ■Cyprus -non IBU 10,2% Cyprus - IBU** ■Cyprus ■ UK Russia Other Countries* 88,6% * Other countries: Romania and Greece ■ UK ■Russia Other Countries 23,6% 61,8% Total Cyprus 85% ** IBU- Division servicing exclusively international activity companies registered in Cyprus and abroad and non- residents *** Other countries: Romania and Greece Bank of Cyprus KOINO WKYNPIW 41

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