3Q 2022 Investor Presentation

Retail Focus on building two customer franchises Focus to date Wealth Segments Acquisition focused on classic segments Future Focus Gold, Platinum, Diamond, and Private segment customers driving majority of deposits Digital capabilities to acquire customers Digitally-savvy Affluent and HNW 2 Digitally-savvy 3 Youth مصرف الإنماء alinma bank Customer experience and operational excellence Alinma Retail Vision Experienced professionals and self-employed Saudis 35-50 year-old customers in the wealth segment Young Saudi professionals and University students 18-35 year-old customers in the wealth segment Drive growth in deposits Drive growth in Financing Reinvent the experience and improve multi- channel delivery Enhance experience around digital journeys and in-branch services Elevate customer engagement through tailored services and products "Be the most digitally advanced, fastest, and most convenient Retail Bank in KSA" Launch of New Tailored Products New Operating Models and Effective Processes Distribution Expansion Initiatives Completed to Date: Key Achievements 6/18 initiatives completed 3Q 2022 Introduce Introduced 33% Auto Finance POS finance product Launched Personal through Finance branches through Reduced the minimum salary requirements for private sector Enhanced the buy- out policy Enhanced and automate refinance Introduced refinance through +21% Digital Zones +13 New ATMs commodity Phone- financing 3Q 2022 INVESTOR PRESENTATION banking 11/50

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