Investor Presentaiton

ANZ 2023 Half Year Results SNAPSHOT OF HALF YEAR ESG TARGET PERFORMANCE ESG target Environmental Sustainability Fund and facilitate at least AU$50 billion by 2025 towards sustainable solutions for our customers, including initiatives that help improve environmental sustainability, support disaster resilience, increase access to affordable housing and promote financial wellbeing. Progress Since October 2019, we have funded and facilitated AU$47.09 billion to support sustainable solutions for our customers. We were forecast to reach our target of A$50 billion well in advance of 2025. That is why on 1 April 2023 we commenced a new social and environmental sustainability target, committing to fund and facilitate at least A$100 billion (FY23-FY30) towards improving social and environmental outcomes for our customers. Relevant SDGs 1 HUSET Mi 8 ND WILL B 13 H 14 Мон 15 и 4 DUEMO 10 6 EILALT 11 Ex 12 REAGEE 16 PENGE, DE 13 TIERS ORTELS Engage with 100 of our largest emitting business customers to encourage them to, by end 2024: ⚫ strengthen their low carbon transition plans so that more customers achieve a 'well developed' or 'advanced' rating; and ⚫ enhance their efforts to protect biodiversity. Financial Wellbeing Establish seven new partnerships to expand the reach and improve impact of MoneyMinded, our adult financial education program, by 2023 Have 30% or more of ANZ Plus Save customers set a savings goal by end 2023. We continue to engage with 100 of our largest emitting business customers, encouraging them to strengthen their low carbon transition plans and enhance their efforts to protect biodiversity. We have established nine new MoneyMinded partnerships since October 2020, including two in New Zealand and seven in Asia Pacific. These partnerships have enabled us to deliver MoneyMinded to more lower income people across the countries in which we operate to help improve their financial wellbeing. 27% (64,414) ANZ Plus customers have set up a savings goal since October 2022. Our ESG targets support all 17 United Nations Sustainable Development Goals (SDGs) 12 15 13 DECENT WORK AND 1 POVERTY ECONOMIC GROWTH REDUCED PARTNERSHIPS 10 INEQUALITIES FOR THE GOALS € 10 INEQUALITIES Note: This information has not been independently assured. KPMG will provide assurance over ANZ's full year performance against targets in its annual ESG reporting to be released in November 2023. See our 2022 ESG Supplement for the complete suite of FY22 ESG targets and details on full year performance 55

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