Investor Presentaiton

Administrative Expenses Rs in bln 10.7 +15% +14% 10.3 10.0 +11% 9.9 9.2 96 -2% -2% 9.0 8.8 8.8 8.6 8.4 8.5 8.2 -16% 8.0 -6% 7.8 7.6 7.3 7.4 7.4 7.2 7.1 6.9 6.9 6.5 6.5 6.2 Q1'13Q2'13 Q3'13 Q4'13Q1'14Q2'14Q3'14Q4'14Q1'15Q2'15Q3'15Q4'15 Q1'16Q2'16Q3'16Q4'16Q1'17Q2'17Q3'17Q4'17Q1'18Q2'18Q3'18Q4'18Q1'19Q2'19Q3'19 UBL Performance Overview - 9M 2019 46

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