Sustainable Banking: Integrating ESG with Business, Risk & Operations

3 Domains Outperformed Industry Amidst Macro Challenges 100 100 Vehicle Finance 60 DPD (%) 100 28 29 12 Micro Finance 100 100 86 82 100 100 100 76 CV CE PV Tractor TW Industry ■IBL Indexed to 100 DPD percentages averaged for the period of Jun-20 to Jun-22 62 52 Gems & Jewellery • No Restructuring • No NPA • No SMA1 & SMA2 35 90DPD (%) 30 DPD (%) 60 DPD (%) Industry IBL Indexed to 100 20 20 IndusInd Bank

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