2022 and 1H22 Financial Results

Strong institutional investor base TOP INSTITUTIONAL INVESTORS 30 June 2022 Shareholder name 1 JSC Georgia Capital* Ownership 19.90% STRUCTURE BY COUNTRY 30 June 2022 4% 2 Harding Loevner LP 3.77% 3 Van Eck Associates Corporation 3.54% 21% 40% 4 Fidelity Investments 3.49% 5 Dimensional Fund Advisors (DFA) LP 3.42% 6 GLG Partners LP 3.29% 29% 7 M&G Investment Management Ltd 3.17% 3% 2% 8 Vanguard Group Inc 2.88% 9 BlackRock Investment Management (UK) 2.17% I Unvested and unawarded shares for management and employees 10 Standard Life Investments 1.98% UK and Ireland Scandinavia ■Luxembourg USA Other** * JSC Georgia Capital will exercise its voting rights at the Group's general meetings in accordance with the votes cast by all other Group shareholders, as long as JSC Georgia Capital's percentage holding in Bank of Georgia Group PLC is greater than 9.9%. ** Includes the 19.9% shareholding of JSC Georgia Capital. 51

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