Investor Presentaiton

NEEDS-BASED SELLING OPPORTUNITIES OVER CUSTOMER'S LIFE CYCLE Age Client Life Cycle 30's Young household, early professional career 40's 50's 60's Retirement 70's • Mid-career, pre-retirement Financial Risk Protection Needs Premature death income replacement • Income loss and expenses due to accident or sickness • Accumulation of funds for retirement ⚫ Lifetime retirement income . Prudential Solutions • Term insurance • Accident and health policies and riders ⚫Whole life insurance • Life insurance based retirement income products Prudential Note: Specific needs and solutions will vary by customer. Tokyo Investor Day 9.27.2018 6

View entire presentation