Malayan Banking Berhad Financial Analysis
Indonesia Loans Growth: 31 December 2022 (Based on MBI's reporting)
IDR trillion
% of
Portfolio
31 Dec 2022
30 Sep 2022
QoQ
30 Jun 2022 31 Mar 2022
31 Dec 2021
YOY
Community Financial Services
62.3%
67.2
65.8
2.1%
64.7
64.3
63.8
5.2%
CFS Retail
36.2%
39.0
37.7
3.3%
36.0
35.0
34.3
13.6%
Auto Loan
18.0%
19.5
18.3
6.2%
17.1
16.3
15.9
22.6%
Mortgage
14.8%
16.0
16.0
(0.3)%
15.6
15.6
15.3
4.6%
Credit Cards + Personal Loan
2.8%
3.0
2.8
5.2%
2.7
2.5
2.6
14.7%
Other loans
0.5%
0.6
0.6
2.7%
0.6
0.6
0.6
0.4%
CFS Non-Retail
26.1%
28.2
28.1
0.4%
28.8
29.3
29.5
(4.5)%
Business Banking
9.7%
10.4
10.2
1.7%
11.0
11.8
12.0
(13.6)%
SME+
4.6%
5.0
5.1
(1.6)%
5.2
5.1
5.2
(4.4)%
RSME
11.8%
12.8
12.8
▲ 0.1%
12.6
12.5
12.2
4.5%
Global Banking
37.7%
40.6
45.6
(10.9)%
42.1
35.3
38.0
7.1%
Total Indonesia
107.8
111.4
(3.3)%
106.8
99.5
101.8
5.9%
Note: Maybank Indonesia's loans breakdown is mapped in accordance to its local regulatory reporting requirements
* Loans of CFS non-retail and GB in 2021 have been adjusted with portfolio re-segmentation between CFS non-retail and GB in 2022
31View entire presentation