Investor Presentaiton
Interbank has a diversified funding base coupled with a growing deposit
base
Growing funding base with high component of deposits
Interbank's funding mix
(S/bn)
39.5
36.7
37.1
12%
28.5
13%
12%
11%
17%
15%
15%
11%
77%
70%
73%
74%
2014
2015
2016
2017
Well balanced deposits breakdown
Deposits and Obligations
Bonds, Notes and Other Obligations
Due to banks and correspondents
Interbank has a growing deposit-gathering franchise with suitable liquidity
Deposits '14-'17 CAGR
Source: SBS.
Interbank's deposits breakdown as of December 2017
Institutional
22%
Commercial
37%
Deposits market share evolution
Retail
41%
Deposits Market Share
Retail Deposits Market Share
13.4%
13.1%
12.6%
10.0%
11.6%
12.1%
7.6%
7.1%
Banking
System:
8.8%
Interbank
Scotiabank
BCP
BBVA
2014
2017
2014
2017
Note: Under Peruvian SBS GAAP.
Intercorp Financial Services
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