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Investor Presentaiton

PH Big Three Banks Adequately Capitalized The country's largest banks have substantial capitalization above the minimum set by BSP December 31, 2009 CAR Tier 1 Metrobank You're in good hands GT GT CAPITAL HOLDINGS INC9279R ATER June 30, 2020 ■ CAR CET1 14.3% 14.7% 13.0% 12.2% Min. CAR 10.0% - Min. Tier 1- 6.0% 10.0% 8.3% 20.0% = || 18.7% 16.5% 15.6% 13.8% 12.7% MBT BPI BDO MBT BPI BDO Min. CET1 10.5% Min. CAR 10.0% 23

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