Malayan Banking Berhad Financial Analysis
Malaysia Loans Growth: 31 December 2022
31 Dec
30 Sep
30 Jun
31 Mar
31 Dec
RM billion
% of Portfolio
QoQ
YOY
2022
2022
2022
2022
2021
Community Financial Services (reported)
Community Financial Services (rebased)1
Consumer
Total Mortgage
Auto Finance
77%
278.4
272.8
2.0%
267.6
263.0
259.7
7.2%
77%
278.4
272.8
2.0%
267.6
263.0
259.4
7.3%
61%
222.6
218.3
2.0%
214.1
210.6
207.9
7.0%
34%
123.0
120.6
2.0%
118.7
117.0
115.2
6.8%
16%
58.8
57.6
2.1%
56.1
54.8
53.9
9.0%
Credit Cards
2%
8.8
8.1
8.7%
7.8
7.4
7.4
19.9%
Unit Trust
8%
29.7
29.7
(0.1)%
29.3
29.1
29.1
1.9%
Other Retail Loans
1%
2.2
2.3
(1.7)%
2.2
2.2
2.3
(3.6)%
Business Banking + SME (reported)
15%
55.8
54.5
2.4%
53.5
52.4
51.7
7.9%
Business Banking + SME (rebased)1
15%
55.8
54.5
2.4%
53.5
52.4
51.5
8.4%
SME (reported)
7%
26.3
25.5
3.0%
24.8
24.2
24.1
9.1%
SME (rebased)1
7%
26.3
25.5
3.0%
24.8
24.2
23.7
11.0%
Business Banking (reported)
8%
29.5
29.0
1.9%
28.7
28.1
27.7
6.8%
Business Banking (rebased)1
8%
29.5
29.0
1.9%
28.7
28.1
27.8
6.3%
Global Banking (Corporate) (reported)
23%
84.3
84.5
(0.2)%
81.9
83.0
80.4
4.9%
Term Loan
58%
48.6
50.3
(3.4)%
49.0
49.0
48.3
0.6%
Short Term Revolving Credit
30%
25.5
23.2
9.9%
21.5
22.4
20.4
25.0%
Trade Finance and Others
12%
10.2
11.0
(7.2)%
11.3
11.6
11.6
(12.6)%
Global Banking (Corporate) (rebased)1
23%
84.3
84.5
(0.2)%
81.9
83.0
80.7
4.5%
Total Malaysia
362.9
357.5
1.5%
349.5
345.9
340.1
6.7%
Note: 1 Rebased loan growth figures are based on adjusted 31 December 2021 position in line with migration of client accounts, effective 1 January 2022
'Term Loan' includes foreign currency denominated accounts, while 'Trade Finance and Others' is combined with 'Overdraft'
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