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Investor Presentaiton

5 Prudent leverage management Publicly stated financial policies Focused leverage management Strong y-o-y profitability improvement => reduction in net leverage Diversify funding sources Diverse sources of funding (d) (e) 6,124 6,288 5,716 7,577 148 259 199 910 6.43x 8,384 1,453 JSW Steel long Foreign currency debt INR debt 49% term target: 3.75x (inline with current financial policy) 51% -3.41x 2.57x 2.72x 2.43x FY16 FY17 FY18 FY19 Q1 FY20 Net debt(a)(b)/ EBITDA (c) Total debt(a) (US$m) Total cash (US$m) JSW Steel long term 2.19x 1.85x target: 1.75x (inline with current financial policy) 1.38x 1.34x 1.35x FY16 FY17 FY18 FY19 Q1 FY20 Net debt(a)(b)/Equity Note: Translated at 1 USD = 68.9180 INR, FBIL as of 28th June 2019 Improve debt maturity profile Loans and others 72% Bonds and debentures 28% ✓ Financial flexibility to raise capital ✓ Strong relationships with over 50 banks / financial institutions with access to low cost credit ✓ Healthy mix with 51% of debt being foreign currency Maturity profile of long term borrowings (d) (US$) 1,739 <1 year 4,469 >1 year (a) Debt excludes acceptances (b) Net debt calculated as Non-current Borrowings + current borrowings + current maturities of long-term borrowings + current maturities of finance lease obligations, if any + long term advance from customer - cash and cash equivalents - bank balances other than cash and cash equivalents - current investments (c) EBITDA calculated as profit for the year/period + (-) share of profit / loss from joint ventures (net) +(-) tax expense/benefit + exceptional items + depreciation and amortization expense + finance costs - other income (d) JSW Steel (e) As of 30th June 2019 Excluding preference share capital and unamortized upfront fees 15
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