Investor Presentaiton

TAN fogether we can Cost of Deposit - Global [%] Cost & Yield Ratios (QI) Cost of Funds -Global [%] pnb Oriental United Annualized % Yield on Investment - Global [%] 5.35 Q1 FY20 4.92 Q1 FY21 Yield on Advances - Global [%] 7.83 7.64 Q1 FY20 Q1 FY21 2 4.53 Q1 FY20 6.83 4.18 6.50 Q1 FY21 Q1 FY20 Q1 FY21 Yield on Funds - Global [%] NIM [%] 6.54 2.55 2.59 6.21 2.47 2.50 Q1 FY20 Q1 FY21 Profitability Q1 FY20 Q1 FY21 NIM (Domestic) [%] ■NIM (Global) [%] Page 31

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