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Investor Presentaiton

BOQ GROUP Capital Investing in growth and transformation Summary › CET1 remains above the target range, at 9.57% for 2H22 > Solid quality growth generating earnings › Continued investment in transforming the business > Impact of c.6bps in 2H22 from mark-to-market on HQLA portfolio (impacting Other) > Final dividend at lower end of target payout range and DRP discount of 1.5% implemented to retain capital while growth opportunities remain and investing in transformation CET1 (%)-1H22 to 2H22 CET1 (%) - FY21 to FY22 9.80% 1.14% (0.51%) (0.68%) (0.19%) 0.09% (0.08%) 9.57% FY21 Earnings Dividend net of RWA Investment Securitisation Other items FY22 DR P 9.68% 0.53% (0.23%) (0.27%) (0.10%) 0.05% (0.09%) 9.57% 1H22 Earnings Dividend RWA Investment Securitisation Other 2H22 net of DRP BANK OF QUEENSLAND LIMITED 2022 Full Year Results Presentation 40 40
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