Financial Performance Review Q1 FY21
Asset Quality - Strengthened PCR In the Quarter
Quarter Ended
June
March
30,2020
31,2020
Gross NPA by business segment
Business segment
June
June
30,2020
March
31,2020
June
30,2019
30,2019
Movement of Gross NPAs
C&IB
1,452.2
1,469.7
139.5
Opening Balance
2,137
2,010
755
% of total advances
2.51%
2.49%
0.24%
(+) Additions during the
5
709
225
period
CB
87.4
88.2
242.1
(-) Upgrade
3
53
8
(-) Recoveries
40
179
36
% of total advances
0.15%
0.15%
0.42%
(-) Write Offs
106
350
147
Retail Assets
350.1
466.9
347.7
Closing Balance
1,992
2,137
789
Gross NPA (%)
3.45%
3.62%
1.38%
% of total advances
0.61%
0.79%
0.61%
Net NPA
933
1,189
372
Net NPA (%)
1.65%
2.05%
0.65%
DB & FI
102.5
111.6
59.9
Provisioning Coverage
70.46%
64.04%
69.13%
Ratio (PCR) (%)
% of total advances
0.18%
0.19%
0.10%
Slippage Ratio
0.01%
1.19%
0.41%
Total
Restructured %
0.08%
0.08%
0.06%
Net Stressed Assets%
1.73%
2.13%
0.71%
Total (%)
1,992.1
2,136.5
789.2
3.45%
3.62%
1.38%
•There are Nil Security Receipts
apno ka bank | RBL Bank
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