LRS 2023-27 Execution Plan
Provisioning Coverage - Consolidated
BAJAJ FINANCE LIMITED
* in Crore
AUM
PCR
GNPA %
NNPA %
Particulars
31 Dec 22 GNPA NNPA (%)
31 Dec 19
30 Sep 22
31 Dec 22
31 Dec 19
30 Sep 22
31 Dec 22
Two & Three Wheeler Finance
11,786
748 373 50%
5.68%
8.01%
5.99%
2.61%
4.17%
3.08%
Urban Sales Finance
16,712
109
17
85%
0.92%
0.53%
0.64%
0.18%
0.09%
0.10%
Urban B2C
46,733
500
125
75%
1.34%
0.93%
1.08%
0.38%
0.23%
0.27%
Rural Sales Finance
4,684
29
4
86%
0.59%
0.54%
0.61%
0.12%
0.08%
0.09%
Rural B2C
18,458
254
70
73%
1.33%
1.23%
1.34%
0.44%
0.35%
0.37%
SME Lending
30,880
484 121
75%
1.41%
1.45%
1.54%
0.36%
0.37%
0.39%
Securities Lending
13,257
2
2
7%
0.02%
0.01%
0.02%
0.01%
Commercial Lending
14,848
36 19
48%
0.60%
0.27%
0.24%
0.25%
0.14%
0.12%
Mortgages
73,484
448 203
54%
1.36%
0.65%
0.64%
0.99%
0.30%
0.29%
Total
2,30,842 2,610 934
64%
1.61%
1.17%
1.14%
0.70%
0.44%
0.41%
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